Tax Advice for Individuals & Families

We are personal tax accountants and Chartered Tax Advisers, and we help individuals and families manage UK tax with confidence—whether you’re filing a Self Assessment return, selling a property, planning your estate, moving country, or simply wanting to make sure you’re not paying more than you should.

Who we help

• Employees & company directors
• Landlords and property investors (UK and non-resident)
• High earners and professionals (including those caught by the £100k–£125k taper)
• Families planning for school fees, gifting and inheritance
• Pension savers, ISA investors and first-time investors
• UK expats, non-domiciled individuals and internationally mobile families
• Divorcees/separating couples needing tax-aware settlements
• Trustees, executors and beneficiaries

Our services for individuals & families

• Self Assessment & personal tax returns – Fixed-fee preparation, calculation and submission, including PAYE reconciliations, benefits-in-kind and investment income.
• Capital Gains Tax – Planning and reporting for property and share disposals, use of losses and allowances, and “Report & Pay CGT” for residential property.
• Property taxes for landlords – Section 24, mortgage interest, allowable costs, furnished holiday lets, non-resident landlord rules and UK property reporting.
• Residence, domicile & international tax – Statutory Residence Test guidance, split-year treatment, remittances, FIG, double-tax relief and arrival/departure planning.
• Inheritance Tax & estate planning – Nil-rate bands, gifts, exemptions, wills alignment and efficient inter-generational transfers.
• Trusts & Family Investment Companies – Set-up guidance, ongoing compliance, distributions, 10-year/exit charges and record-keeping.
• Family-focused planning – Marriage/civil partnership and divorce tax, school-fee strategies, Junior ISAs/JISAs, children’s pensions and the High Income Child Benefit Charge.
• Investment & pension tax – Use of annual allowances, dividend and savings rates, crystallisation strategies and tax-efficient withdrawals.
• HMRC enquiries & disclosures – Risk review, enquiry handling, penalty mitigation and voluntary disclosure (including Let Property Campaign).

What to expect when you work with us

  1. Discovery call (free): A short call to understand your goals and timelines.

  2. Scope & fixed fee: We confirm the work and give you a clear price and checklist.

  3. Information review: You upload documents securely; we spot issues early.

  4. Advice & delivery: Practical recommendations and compliant filings, on time.

  5. Ongoing support: Year-round answers, reminders and planning ahead of key dates.

Common life events we help with

• Buying or selling your home or a rental property
• Relocating to/from the UK (or working cross-border)
• Receiving a bonus, vesting RSUs or exercising share options
• Marriage, civil partnership, separation or divorce
• Inheriting assets or acting as an executor/trustee
• Funding school fees or making larger family gifts
• Retiring, drawing pensions or changing investment strategy

Contact Us

Please contact us to see how we can help you.

Accountants Tunbridge Wells